The F Word
Explore our blog to discover in-depth articles on investing, budgeting strategies, tax planning, and much more.
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Finance Tips and Insights
How expensive are kids...really?
Thinking of having kids? Cute, right? But before you fill that Amazon cart with tiny socks, know this: raising a child can cost more than a luxury car (every year!). Read on to discover the hidden costs of parenthood and how to plan for a financially secure future (without giving up your travel dreams).
What Most Financial Advisors Don't Want You To Know
Tired of feeling lost in the financial world? Many advisors prioritize selling products over building a plan aligned with your goals. This post exposes the secrets Wall Street doesn't want you to know, empowering you to take control and achieve your financial dreams. Learn how to ditch the jargon, avoid costly mistakes, and build real wealth.
Why Goals-Based Investing is The Right Strategy for 30-Somethings
Investing feel overwhelming? Goals-based investing offers a refreshing approach, aligning your money with what truly matters to you. Learn how to make investing less about "beating the market" and more about achieving your unique goals.
A Six-Figure Earner's Plan to Crushing Student Debt by 40
Tired of those student loans dragging you down? You're earning good money, so let's put it to work. Discover a 3-step plan to crush your debt and achieve financial freedom by 40, without sacrificing your lifestyle. It's time to take control and design a future where your money works for you.
Know Your Worth: How to Negotiate a Higher Salary
Get paid what you deserve. This guide is for ambitious 30-somethings ready to negotiate their way to higher earnings. Learn how to uncover your true market value, prepare for the conversation, and master the art of the ask. Unlock your earning potential and accelerate your career growth. Read on to take control of your compensation.
How to Reverse Budget: The Set It and Forget It Strategy
Escape the budgeting trap and achieve your financial goals with the Reverse Budget. Automate your savings, spend guilt-free, and reach your goals faster. Learn how to set up this simple, effective system today.
5 Financial Habits To Master In Your 30s
Tired of wondering when you'll actually start building wealth? This post shares 5 key habits to master your finances in your 30s, from reverse budgeting to ditching bad debt. Take control and design your dream life!
Your Home Is Not A Good Investment (and Here's the Math to Prove It)
If you think of your home as an investment, this is a must read. We’re delving into the often-overlooked financial realities of homeownership. Prepare to reconsider the true cost of that mortgage, property taxes, and those "surprise" repairs. Let’s look at the cold hard math together.
5 Reasons Renting is Not Throwing Money Away
Tired of being told that renting is "throwing money away"? This is outdated advice. For high-earning urbanites, renting offers financial flexibility, a curated lifestyle, and freedom from the burdens of homeownership. Read on to discover why renting might be the smartest move you make.
Is 10% Down Your Secret Weapon to Buying a Home?
As a high earner, you're smart enough to know that a 10% down payment on a condo comes with trade-offs. Let's explore the hidden expenses and empower you to make a decision that aligns with your ambitious financial goals.
Unlock Your Old 401(k)'s Potential – A Guide to Smart Rollovers
Don't leave your retirement savings in the hands of your former employer. An IRA rollover offers more investment choices, lower fees, and easier management. Learn how to take control and give your retirement a serious upgrade.
Retirement Savings in Your 30s: How Much Is Enough?
Shoot for one to two times your annual salary by 35. It's doable with consistent contributions, employer matches, and smart investments. Maximize 401(k)s and IRAs, diversify investments, and don't forget an emergency fund.
5 Smart Investments To Make In Your 30s
Feeling behind on wealth-building in your 30s? It's not too late! This guide offers 5 smart investment moves, from maxing out your 401(k) to paying off high-interest debt, to set you on the path to financial freedom. Start small, stay consistent, and watch your money grow.
High Income, Low Net Worth–Why You're Not as Rich as You Think
Earning a high income doesn't automatically translate to wealth. This blog uncovers the reasons behind the high-income, low-net-worth trap and offers actionable tips on how to break free, build wealth strategically, and achieve lasting financial freedom.
Why Traditional Budgeting Fails High Earners (And What to do Instead)
Tired of your budget failing by mid-month? You're not alone. Traditional budgeting sets us up for failure by relying on willpower to overcome our natural tendencies. The Reverse Budget flips the script, automating savings and allowing for guilt-free spending with what's left. Learn how to achieve your financial goals without constant restriction.
Is Lifestyle Creep Sabotaging Your Wealth Potential?
Lifestyle Creep happens when your expenses increase in lockstep with your income. Analyze your financial goals to ensure that your spending aligns with your priorities.
Should I Invest or Pay Off Debt First?
Prioritize paying off high-interest debt (like credit cards) first, as the interest can outweigh investment gains. Once that's managed, take a balanced approach towards debt paydown and investing to build long-term wealth and use automation to ensure consistent progress.
How to Break Up with Your Financial Advisor
Feeling stuck with a mediocre financial advisor? Learn how to identify red flags, break up gracefully, and find an advisor who truly values your financial goals.
Boost Your Savings with a High-Yield Account
Looking for ways to make your money to work as hard as you do? Unlock the potential of high-yield savings accounts and watch your savings grow faster than ever. It's the easiest way to boost your financial wellbeing.
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Articles by Priya Malani
Priya Malani
Founder & CEO, Stash Wealth
Priya Malani is an industry thought-leader and money expert for HENRYs [High Earners, Not Rich Yet]. Her relatable, no bullsh*t style has garnered attention from the largest media outlets in the country such as Forbes, Wall Street Journal, Refinery29, Business Insider, ABC News, Nerdwallet and more. Read More >
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