Are Prenups the Ultimate Sign of Love?

“Love may be blind, but a prenup is foresight."

So, you’re about to embark on the greatest adventure of your life: marriage. Congratulations! But let’s not forget the less romantic side of love: money. A prenuptial agreement might not be the sexiest topic, but it could save you a lot of heartache (and money) down the line.

We know, we know. Prenups can seem like a buzzkill. But hear us out. While it might not be the most romantic topic, a prenup can actually be a smart move that shows you care.

Why a Prenup Isn’t a Bad Idea

  • Planning for the Worst, Hoping for the Best: No one wants to think about divorce, but it’s a reality. A prenup helps protect your assets and ensure a fair division of property in case things don’t work out.

  • A Conversation Starter: Discussing finances before marriage can strengthen your relationship. It helps you understand each other’s financial habits and priorities, which can lead to better decision-making.

  • A Show of Care: A prenup can demonstrate your commitment to your partner’s financial well-being. It shows that you’re thinking about their future, even in the worst-case scenario.

So, should you get a prenup?

Ultimately, the decision to get a prenup is a personal one. If you and your partner have significant assets or complex financial situations, it may be worth considering. However, it’s important to approach the conversation with honesty, respect, and a willingness to compromise.

Remember, a prenup isn’t just about protecting yourself; it’s about protecting your relationship.

The Bottom Line

Let's face it: marriage is a beautiful thing, but it's also a legal and financial contract. A prenuptial agreement can help protect your assets and ensure a fair division of property in case of divorce. So, while it might not be the most romantic topic, it's a smart move that can save you a lot of heartache and financial stress down the line.


Key Takeaways

  • Protect Your Assets: A prenuptial agreement can help safeguard your financial future.

  • Facilitate Open Communication: Discussing finances before marriage can strengthen your relationship.

  • Plan for the Worst, Hope for the Best: A prenup is a proactive step to protect yourself and your partner.

  • Avoid Future Conflict: A prenup can prevent potential disagreements and legal battles.

  • Consult with a Professional: Seek legal advice to ensure your prenup is legally sound and tailored to your specific needs.

 
 

The F. Word

Ready for some real talk on how to master your money? Pull up a chair and pour yourself a glass.

Financial Planning For 30-Somethings

Whether you’re saving for Tahiti or a Tesla, we help you reach your goals and make the most of your money.

Priya Malani

Priya is a force in the personal finance space. As an industry disruptor, she specializes in bringing the unapproachable world of money to young professionals across the country.

After a successful career at Merrill Lynch, Priya left Wall Street behind to empower a generation previously ignored by traditional financial institutions. In 2015, she founded Stash Wealth – a high-touch advisory firm for HENRYs™ [High Earners, Not Rich Yet].

Priya is the voice of personal finance for 20-30somethings. Her relatable, no-bullsh*t style has her sought after by some of the largest platforms in the country, including Business Insider, CNBC, NerdWallet, Conde Nast Traveler, The Wall Street Journal, and Buzzfeed.

https://www.linkedin.com/in/priyamalani
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